Canadian Dental Care Plan (CDCP) at Lilac
We accept CDCP patients for general and preventive care, and we explain any co-payment before treatment.
Lilac Family Dentistry in North York accepts the Canadian Dental Care Plan (CDCP). We check your CDCP coverage before treatment, bill the plan directly and tell you about any co-payment in advance. To qualify, you need no access to dental insurance, an adjusted family net income under $90,000, a filed tax return and Canadian residency.
- Accepted here
- Yes, for general and preventive care
- Income limit
- Adjusted family net income under $90,000
- Co-payment
- 0%, 40% or 60% depending on income
- Applications
- Done by you with the Government of Canada
Who qualifies for CDCP
According to the Government of Canada, you must meet all four of these requirements:
- No access to dental insurance. That includes coverage through work, a pension, a family member's plan, a professional or student organization, or a health spending account, even if you don't use it.
- Taxes filed. You (and your spouse or common-law partner) filed a tax return in Canada for the previous year.
- Income under $90,000. Your adjusted family net income is less than $90,000.
- Canadian resident. You are a resident of Canada for tax purposes.
Applications for the 2026–2027 benefit period are open. There's no fee to apply. Beware of scams asking for banking or credit card details.
What CDCP covers
- Preventive and diagnostic: exams, X-rays, cleanings, fluoride and sealants
- Basic: fillings, root canals and gum treatment
- Major: crowns and posts, removable dentures and oral surgery
- Sedation: some types of sedation (not offered at our office)
Some services, such as crowns and partial dentures, need the plan's approval first (preauthorization). Orthodontic services aren't currently covered.
Co-payments
| Adjusted family net income | CDCP pays | You pay |
|---|---|---|
| Under $70,000 | 100% | 0% |
| $70,000 to $79,999 | 60% | 40% |
| $80,000 to $89,999 | 40% | 60% |
Our fees can be higher than what CDCP reimburses for some services. When that happens, there's a balance to pay. We always tell you about any co-payment or balance before treatment.
CDCP at Lilac Family Dentistry
- We accept CDCP patients of all ages for general and preventive care.
- We review your treatment plan against CDCP limits and explain any co-payment before booking.
- We bill CDCP directly.
- We make partial dentures, which CDCP may cover with preauthorization. We don't make complete dentures.
- We can't fill in or process CDCP applications for you, but we're happy to point you to where and how to apply.
How to apply
Apply directly with the Government of Canada. Once you're approved, you'll get a member ID; bring it to your appointment and we'll check your coverage before treatment.
Frequently asked questions
Do you accept CDCP?
Yes. We accept CDCP patients for general and preventive dental care and bill the plan directly.
Will I have to pay anything?
It depends on your income level and the treatment. If your adjusted family net income is $70,000 or more, there's a 40% or 60% co-payment, and some services can have a balance. We explain any cost before treatment.
Can you help me apply?
We can't complete or process applications, but we can tell you where and how to apply with the Government of Canada.
Are dentures covered under CDCP at your office?
Partial dentures may be covered with the plan's approval. We don't make complete dentures at our office.
Does CDCP cover Invisalign or braces?
No. Orthodontic services aren't currently covered by CDCP.
Related pages
Sources
Last updated 2026-11-04.
Book your family's next visit
New patients welcome. We check your coverage before treatment.